Legal glossary

Account debtor

Account debtor: Under UCC Article 9, the person obligated on an account or other right to payment.

Account debtor — law book, scales and pen on a desk

What account debtor means

Put simply, account debtor is part of the working vocabulary of a civil case. The short definition above covers the usual meaning. Still, a specific rule, statute or contract can give it a narrower meaning. For that reason, check how it is used in your own documents.

Where account debtor comes up

The term is used across many kinds of cases. For example, you may see it in pleadings, motions and court orders. To see it in context, browse the motions and procedures library or the Learn the Law topics.

How to research the term

First, read the term where it actually appears. A rule, statute or court decision may define it for its own purposes. Next, check whether your court has a local rule that uses account debtor in a special way. Then look at recent decisions from courts in your jurisdiction. They show how judges apply the term today. Also, remember that state law can differ from federal law. For that reason, use our state procedures guide to find your state’s rules. Finally, confirm every source is current before you rely on it.

You can read the current federal court rules online for free.

Related legal terms

  • Receivable: a right to be paid money owed for goods sold, services provided or credit extended. Many receivables are "accounts" under UCC Article 9.
  • Admiralty: the body of law governing maritime matters such as ships, cargo and navigable waters, and the jurisdiction of courts over those cases.
  • Affidavit: a written statement of facts sworn to before an officer authorized to administer oaths.

Why precise terms matter

Legal words often look like everyday words, but they can carry a precise meaning. Because of that, a small misreading can change how you understand a deadline, a duty or a right. Our glossary keeps each definition short and links it to the procedures where it matters.

Sources

Sources last reviewed: 2026-10-23

Lawtopolis provides legal information and education, not legal advice. Using this site does not create an attorney-client relationship. Laws and court rules vary by jurisdiction and change over time; verify every authority against the official source and consult a licensed attorney in your jurisdiction about your situation.